Access Your Customer Account

Access Your Business Account

Mobile App Download

Statement of Condition

As of December 31, 2015

This statement has been prepared in accordance with the regulatory requirements of the Office of the Comptroller of the Currency (OCC). Town Square Bank meets all capital requirements as follows: Tier 1 Leverage Capital was $65,816 which equates to a 15.31% ratio and Total Risk Based Capital was $67,705 which equates to a 24.36% ratio.

(In Thousands)
Assets
Cash on Hand and Due from Banks $24,363
Investment Securities AFS $63,975
Federal Funds Sold $1,505
Loans Held For Sale $367
Residential Mortgage Loans $204,519
Non-Residential Mortgage Loans $65,499
Commercial Loans $28,252
Consumer Loans $18,082
Unearned Income on Loans ($351)
Allowance for Loan Loss ($1,858)
Net Loans $314,143
Premises and Fixed Assets $11,514
Other Real Estate Owned and Repossessions $1,306
Federal Home Loan Bank Stock $3,036
Other Assets $14,397
Total Assets $434,606
Liabilities
Non-Interest Bearing Deposits $51,639
Interest Bearing Deposits $293,908
Other Borrowed Money $18,065
Other Liabilities $3,129
Total Liabilities $366,741
Equity
Surplus $36,156
Retained Earnings $33,450
Accumulated Comprehensive Income $384
Other Equity Capital Components ($2,125)
Total Equity $67,865
Liabilities and Equity $434,606
  • During Office Hours:
    (606) 324-7196 | (877) 929-9700
  • After Office Hours:
    (800) 472-3272
  • Debit Card Activation
    (800) 472-3272