Checking

Checking Products

Direct Interest Checking

Direct Interest Checking is designed as Direct Deposit/ACH Eligibility account.

  • UNLIMITED Check writing
  • UNLIMITED Debit Card usage
  • FREE Online Banking and Bill-Pay
  • FREE Mobile Banking
  • FREE eStatements with disclosure acceptance
  • Minimum to open $50
  • Direct Deposit or ACH payment required to avoid $5 monthly service fee and conversion to non-interest bearing account
  • Variable Rate: Your interest rate and annual percentage yield may change
  • Interest compounded monthly and credited monthly
  • Balance computed daily

Totally Free Checking

Totally Free Checking is a non-interest bearing account with no monthly service charges that is designed to make banking easy and simple.

  • UNLIMITED Check writing
  • UNLIMITED Debit Card usage
  • FREE Online Banking and Bill-Pay
  • FREE Mobile Banking
  • FREE eStatements with disclosure acceptance
  • Minimum to open $50
  • No monthly service fee
  • Non-Interest bearing account

55+ Interest Checking

Senior Checking is designed for anyone 55 years of age or older.

  • UNLIMITED Check writing
  • UNLIMITED Debit Card usage
  • FREE Online Banking and Bill-Pay
  • FREE Mobile Banking
  • FREE eStatements with disclosure acceptance
  • Minimum to open $50 (must be 55 or older)
  • No monthly service fee
  • Variable Rate: Your interest rate and annual percentage yield may change
  • Interest compounded monthly and credited monthly
  • Balance computed daily

Platinum Interest Checking

Platinum Interest Checking is a quality account designed for high interest earnings on the account balance.

  • UNLIMITED Check writing
  • UNLIMITED Debit Card usage
  • FREE Online Banking and Bill-Pay
  • FREE Mobile Banking
  • FREE eStatements with disclosure acceptance
  • Tiered Rate Structure
    • Tier 1 less than $1,500
    • Tier 2 $1,500 and greater
  • Minimum to open $50
  • Monthly service fee of only $8 if account daily balance falls below $1,500
  • Variable Rate: Your interest rate and annual percentage yield may change
  • Interest compounded monthly and credited monthly
  • Balance computed daily

Money Market Checking

Money Market Checking is an exceptional account for anyone who is looking to earn interest on their balance without tying up your money long term. With our Money Market checking you have the ability to write six checks per month.

  • FREE Online Banking and Bill-Pay
  • FREE Mobile Banking
  • FREE eStatements with disclosure acceptance
  • Tiered Variable Rate Structure
    • Tier 1 less than $2,500-$9,999
    • Tier 2 $10,000-$24,999
    • Tier 3 $25,000 and greater
  • Minimum to open $2,500
  • Monthly service fee of only $20 if the daily balance in the account falls below $2,500
  • Transactions are limited to 6 per month to Third Parties, a $12 per item fee for additional transactions
  • Variable Rate: Your interest rate and annual percentage yield may change
  • Interest will be compounded monthly and credited monthly
  • Balance computed daily

For more information, contact a Customer Service Representative at your Banking Location.