Town Square Bank

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Savings Products

Personal Statement Savings, Christmas Clubs, CDs & IRAs

Town Square Bank has designed savings accounts to help you achieve your savings and retirement goals.

Personal Products

Personal Statement Savings

Are you saving for something in the future? Town Square Bank has the right account for you. Speak to a Customer Service Representative today!

  • UNLIMITED on us ATM withdrawals
  • FREE ATM card issued on account
  • FREE Online Banking
  • FREE eStatement with disclosure acceptance
  • FREE Paper Statements
  • Minimum amount to open $50
  • No monthly service fee
  • Transactions are limited to 6 per month to Third Parties, a $12 per item fee for additional transactions
  • Variable Rate: Your interest rate and annual percentage yield may change
  • Interest compounded monthly and credited monthly (must maintain a daily balance of $50 or more in the account)
  • Balance computed daily

Christmas Clubs

Town Square Bank Christmas Club accounts are designed to help our customers save in time for Christmas. This account is intended to make deposits throughout the year with funds available in October.

  • Minimum amount to open $1
  • No monthly service fee
  • Early closeout penalty fee of $15 will be charged if the account is closed before the end of the Club year

Certificates of Deposit (CDs)

Town Square Bank offers a variety of CD products to meet your financial needs. We reward our customers who maintain a checking or loan account with better Relationship Rates. Ask a Town Square Bank representative today if you are eligible.

Individual Retirement Accounts (IRAs)

Town Square Bank helps you build your retirement savings by offering tax-advantaged Individual Retirement Accounts (IRAs). Traditional and Roth IRA’s can be opened with an initial deposit amount of $500. Our 18-month traditional IRA can be set up with your Town Square Bank checking or savings account for regular automatic deposits of $50 or more.

Traditional IRAs

  • Your money grows on a tax-deferred basis
  • You make contributions to your IRA and you may be able to deduct them on your taxes
  • Please contact your tax advisor to determine which option is most suitable for your situation

Roth IRAs

  • Roth IRAs are tax-free, which is even better than tax deferred
  • Flexibility to withdraw some of your money before you hit your golden years
  • Please contact your tax advisor to determine which option is most suitable for your situation

Rollover IRAs

  • If you’ve changed jobs and have money from your old company’s 401(k) plan, and you need to put it somewhere quickly a Rollover IRA is one good option
  • During Office Hours:
    (606) 324-7196 | (877) 929-9700
  • After Office Hours:
    (800) 472-3272
  • Debit Card Activation
    (800) 472-3272